Welcome to the terms and conditions for Branch Financial Coaching, powered by Haefer Branch LLC. These terms and conditions govern the use of our services and website, and by using our services and website, you are agreeing to comply with and be bound by these terms and conditions.

General Terms and Conditions:

1. Scope of Service: Branch Financial Coaching provides financial coaching services to individuals and businesses located in Campbell County, Virginia. Our services include financial education, budget creation, debt management, financial planning, and other financial literacy programs.

2. Payment and Fees: Payment is due in full prior to the provision of services. The fees for services are set forth on our website and are subject to change at any time.

3. Confidentiality: We are committed to protecting the privacy of our clients. All information shared with Branch Financial Coaching will be kept strictly confidential, except in cases where disclosure is required by law.

4. Disclaimer: Branch Financial Coaching does not provide legal or tax advice. We are not a financial advisor, a wealth manager, or an investment advisor. Our services are intended solely for financial coaching and education purposes. We strongly advise our clients to consult with a licensed professionals for legal, tax guidance, and specific categories that mandate additional licensing and certifications.

5. Limitation of Liability: In no event shall Branch Financial Coaching, our directors, members, officers, employees, agents be liable to you for any direct or indirect damages arising from the use of our services, coaching, or website.

6. Indemnification: You agree to indemnify and hold Branch Financial Coaching harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of our services, website or violation of these terms and conditions.

7. Governing Law: These terms and conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia. Any tribunal situation must partake in the Campbell County, Virginia jurisdiction.

8. Modifications: Branch Financial Coaching reserves the right to modify these terms and conditions at any time, without notice. Any changes will be effective immediately upon posting on our website.

Intellectual Property:

All content, materials, and information on the Branch Financial Coaching website, social media platforms and other communication channels are the sole property of Branch Financial Coaching. You are granted a non-exclusive, non-transferable license to access and use the content for your own personal and commercial use. You may copy, reproduce, distribute, or create derivative works based on our content, so long as you take full responsibility and remove our association.

Termination of Services:

Branch Financial Coaching reserves the right to terminate services to any client at any time without notice, at our sole discretion.

By using our services or website, you are agreeing to comply with and be bound by these terms and conditions. If you have any questions or concerns about these terms and conditions, please contact us at branch.financial.coaching@gmail.com or 434-944-6982.